More and more intended parents these days are turning to surrogacy as a way to build their families. For this reason, having a good understanding of the financial commitment involved is so important.
In 2025, the cost of surrogacy remains one of the biggest considerations for hopeful parents. Whether you’re exploring domestic or international options, being informed and strategic can help you along your journey while making you more confident and the process more affordable.
Here’s what you should know about the cost of surrogacy in 2025, and how to find a reputable surrogacy agency that fits your budget and values.
What Does Surrogacy Cost in 2025?
The total cost of surrogacy in 2025 really can vary wildly, depending on the location, surrogacy type, legal fees, agency services, and more. However, here’s a general breakdown to give you somewhat of a starting point:
- US surrogacy costs can range from $110,000 to $180,000 or more
- International surrogacy programs can start at $40,000 to $80,000, depending on the country
This also includes expenses such as the following:
- Agency and matching fees
- Legal services and contracts
- Fertility clinics for egg retrieval, IVF, embryo transfer, etc.
- Surrogate compensation and benefits
- Health insurance and medical care
- Travel and lodging (especially for international journeys)
- Psychological evaluations and counseling
Every surrogacy journey is unique, but understanding where the money goes can help intended parents avoid hidden costs or unrealistic expectations along the way.
Why Costs Can Vary Internationally
International surrogacy is also becoming popular, especially in countries where costs are significantly lower than in some US destinations.
- Georgia: Surrogacy-friendly laws and affordable packages sometimes starting around $50,000
- Ukraine: This country has a legal framework for married heterosexual couples, with costs averaging $45,000 to $60,000.
- Colombia: This country is LGBT friendly and is emerging as a more affordable alternative, with costs typically ranging between $55,000 and $75,000.
- Mexico: Select states in this country offer legal protections for surrogacy, with lower medical costs than other destinations.
International surrogacy agencies often bundle their services as well, which allows them to offer flat-rate packages. These packages appeal to families who might have a much tighter budget.
However, you also have to keep in mind that lower costs don’t always mean fewer risks. You need to make sure to research each destination thoroughly and work with credible providers.
Smarter Strategies to Find a Reliable Surrogacy Agency
Since there is so much on the line both financially and emotionally, it is so important to take your time and choose the right surrogacy agency. Here’s how to make a good decision in 2025.
Compare Domestic and International Programs
Start by comparing US and international programs. Some US agencies partner with clinics abroad to provide hybrid programs that offer reduced costs without sacrificing service quality. Make sure to look at what’s included in each quote and don’t be afraid to ask for a breakdown of the costs.
Research Legal Protections
Each country and state has varying surrogacy laws. Some protect the rights of intended parents better than others. When looking at affordable surrogacy destinations, make sure you consider if they legally recognize the intended parents and offer enforceable contracts. You should always consult with a legal expert familiar with that location.
Look for Transparent Pricing
You want to avoid agencies that are vague about costs or those that just simply seem too good to be true. A reliable and credible surrogacy agency will provide you with the following:
- A full breakdown of all expected costs
- An explanation of potential extra fees
- Payment timelines
- Refund or cancellation policies
Read Reviews and Ask for Referrals
Surrogacy forums, online reviews, and support groups can all prove to be valuable sources of information when you are searching for agencies. Ask previous clients about their experiences, especially when it comes to communication, support, and outcomes. If you’re considering an international agency, try to speak with parents from your home country who have gone through the same process.
Evaluate Their Support Services
Reliable agencies should offer more than just surrogate matchmaking. Look for:
- In-house legal and medical liaisons
- Psychological screening and counseling
- Coordinated fertility clinic partnerships
- Help with travel arrangements and surrogate communication
- Post-birth support, especially for international return-home processes
All of these services do add immense value, even if the base costs are slightly higher overall.
Ask About Surrogate Screening and Matching
Always be sure to also ask how the agency selects and screens its surrogates. This includes physical health, mental wellness, thorough background checks, and prior pregnancy history. A well-matched surrogate can reduce risks and ensure a smoother journey.
Reducing Costs Without Cutting Corners
If the surrogacy costs feel overwhelming, consider more budget-friendly approaches like exploring international agencies with ethical practices or asking about financing or payment plans. Cutting costs should never mean compromising safety, legality, or emotional well-being.
While these costs might seem significant, with smart planning and careful agency selection, you can find a path that works best for your family and finances. Whether you stay domestic or explore international options, the key is to do your homework, research, ask questions, and partner with professionals who are transparent, ethical, and supportive.
