If you are dreaming of a family one day, surrogacy can help bring those dreams to life. Surrogacy is where a mother helps another family grow by offering to carry the child to term. It’s the perfect option for parents who are unable to conceive or adopt for any reason to grow their families. Unfortunately, surrogacy can be really cost-prohibitive. However, there are many ways you can bring down those costs, including finding a low-cost surrogate mother. Here are some ways to reduce the costs of surrogacy to an affordable level.
1.Choose International Surrogacy
In the United States, surrogacy costs between $110,000-$210,000+ because of the high cost of medical care and legal services to navigate complex domestic laws. Even with the costs of logistics, transportation, and legalities, international surrogacy can be significantly less than domestic surrogacy. In fact, in other countries, surrogacy costs $32,000 to $72,000+. The main reason why surrogacy costs less in other countries is because the cost of medical care is so high in the United States. Further, other countries have more favorable laws that support surrogacy. So, they require less legal costs to protect the rights of the baby, the surrogate mother, and the intending parents.
2.Work With A Low-Cost Surrogate Mother
There are two primary types of legal agreements between intending parents and surrogate mothers. Each type outlines the financial obligations of the surrogate mother. The two types include:
- Commercial Surrogacy: Commercial surrogacy is where intending parents pay a woman to carry the child on their behalf. Beyond payment for carrying the child, they will also cover all the related expenses, including medical impregnations, prenatal care, birth, and post-natal care. Further, they will cover all related pregnancy expenses like maternity clothing, prenatal vitamins, and supportive pillows.
- Altruistic Surrogacy: Altruistic surrogacy is different. Instead of payment, a woman volunteers to be a surrogate mother. Often, these women are motivated by strong family values and want to help others realize their dream of growing their family. They’ve had a successful pregnancy and enjoy being pregnant. They do not take any payment for being a surrogate. However, the intended parents cover all the expenses related to the pregnancy, like prenatal care, legal costs, and any other pregnancy-related costs. Altruistic surrogacy is a great way to find a low-cost surrogate mother.
To help keep your surrogacy costs low, find a surrogate mother who is an altruistic surrogate. A reputable surrogacy agency can help match you with an altruistic surrogate if you struggle to find one yourself.
3.Hire A Surrogacy Agency
There are a lot of costs involved with surrogacy, but a reputable agency can help keep those costs low. Surrogacy agencies can help you find a low-cost surrogate mother. They can also help keep costs down through comprehensive services. Here are some of the ways that you can save on surrogacy by working with a surrogate agency:
- Surrogacy agencies provide comprehensive services under one transparent fee that covers everything from screening surrogates to scheduling medical appointments to making travel arrangements to attend the birth.
- Working with a surrogacy agency reduces the risks of costly legal and medical mistakes because they understand the surrogacy process.
- Surrogacy agencies have long-standing relationships with local clinics, lawyers, and other surrogacy experts, where they have negotiated lower costs for their clients.
- Surrogacy agencies provide transparent pricing, which reduces the risk of hidden costs during the process.
- Surrogacy agencies provide financial counseling so that intended parents do not overpay for standard surrogacy procedures.
Working with a surrogacy agency will not only help you find a surrogate mother for less, but they’ll also help you save overall. Choosing a surrogacy agency over independent surrogacy is very cost-beneficial.
4.Consider Surrogacy Financing Options
Most surrogacy clinics offer financing options like payment plans to help manage the costs of surrogacy. When you interview surrogacy agencies, make sure to ask about their pricing and financing options. Reputable agencies like Stork Services offer completely transparent pricing and financial planning services.
There are other types of financing available for families looking to grow. Beyond the usual avenues of bank or family loans, there are specialized loans called “fertility financing loans.” Fertility financing loans are for families who are ready to grow now but need a little help financing surrogacy. If you are in the US, you can find an extensive list of fertility financing loans through the National Fertility Association.
If you are ready to consider surrogacy but are looking to keep the costs low, work with an experienced surrogacy agency like Stork Service. We’ll help you find a low-cost surrogate mother and handle everything to keep your costs low. Book a meeting now with our surrogacy experts to explore your surrogacy financial options, find a surrogate mother, and grow your family.